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Your coverage, and what you can do right now to make sure you’re protected without overpaying. Let’s dig in. The Big Picture: A National Problem Hitting Ohio Homes Home insurance rates have been climbing sharply across the country — and Ohio is no exception. According to industry data, average homeowners insurance premiums have risen significantly over the past three years, with some markets seeing double-digit percentage increases year over year. This isn’t your insurance co

Most Ohio homeowners have home insurance — but surprisingly few know exactly what it covers. You pay the premium every year, you renew without a second thought, and then one day something goes wrong and you find yourself asking: “Is this covered?” The truth is, a standard homeowners insurance policy is more comprehensive than most people realize — but it also has important gaps that can leave you exposed if you’re not paying attention. As your local insurance advisor, I’m goi